You don’t have to be a millionaire to be sued like one. However, receiving a lawsuit with a million-dollar demand is more common. If you receive such a court summons and you have only $100,000 of coverage, you may lose a lot of sleep.
Personal Umbrella Insurance for Peace of Mind
Personal Umbrella Insurance policies offer inexpensive “peace of mind” for most types of negligence claims. Automobile accident sand dog bites are probably the most common source of serious claims. This policy supplements your basic automobile liability as well as with an extra million-dollar layer of protection. It also covers other types of catastrophic claims such as a neighbor’s child drowning in your pool or the delivery man being seriously injured by falling over your child’s toys.
We can help you understand quickly if having personal umbrella insurance is right for you. It’s better to be safe than sorry. Give us a call today and let one of our team members give you some options.