Most standard homeowners, mobile home owners, condominium, and renters insurance policies do not cover earthquake damage. Similar to flood insurance, earthquake insurance usually must be purchased separately.
Many people assume their residential insurance policy fully protects them, but if you look at a typical policy, you will see it does not cover earthquake loss. In addition, government disaster-relief programs are extremely limited—they are designed to help you get partly back on your feet, but not to replace your home and everything you lose. So if an earthquake strikes tomorrow, will you have the financial resources to pay for earthquake damage to your home and its contents?
At Keck Insurance, we can help you protect your California property with earthquake coverage. Many homeowners are beginning to realize that earthquake insurance is necessary in California. We can help by shopping multiple companies to find the policy for your family and home.
We offer many coverages for your California earthquake insurance policy including:
- Home coverage – covering damage to your home
- Living expense – if your home is considered unlivable after a quake
- Personal property – if your possessions are damaged in the event of an earthquake
- And more…
Give us a call today to discuss your earthquake insurance needs and get the peace of mind knowing you and your family are covered in case a disaster happens.