Business Owners Package insurance policy, commonly called a “BOP” contains many of the insurance coverage needed by most small businesses. The basic business owners package insurance offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.
Business owners policies will also offer business income and extra expense protection after an insured loss. Business Owners Package insurance policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers’ compensation, professional liability, or business vehicle coverage. To discuss if this coverage is right for you and your business, give the business professionals at Keck Insurance a call and they will help you quickly understand what coverage is right for you and your business.