Homeowners Insurance

Homeowners Insurance

Affordable and reliable insurance for your family

Your home is the center of your daily life, and likely your most valuable asset. If your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Keck Insurance can help you find the Temecula Valley home insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and great pricing.

Depending on where you live – a house, apartment, or condominium – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and/or belongings.


Temecula Valley Home Insurance

Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. It will also cover you in the event someone is injured while on your property and wins a legal judgment against you.

Homeowner insurance policies differ by which losses are covered, which coverages you choose, and what type of residence you own. You choose which policy is best for you, whether it’s a comprehensive policy that cover losses such as fire, hail, smoke, falling objects, vandalism, earthquakes and theft of personal property, or whether it’s a policy that covers only specified losses.

Whether you’re a home or condo owner, a renter, or a landlord, we will work with you to find the right Temecula Valley home insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price.

Your home insurance policy is most often made up of the specific options you choose. How much you’ll pay for your policy depends on:

  • Insurance options you select – Often home owner insurance options are priced individually, so how much you’ll pay for your policy depends on what coverages you buy.
  • How much you want to cover – Higher deductibles usually lower your premium price by shifting part of the loss payment to you. For example, if you had a $500 deductible, you would be responsible for paying the first $500 of the covered loss.
  • What limits you choose to set – You may choose to set higher limits than the recommended amount if appropriate to your situation and needs.

Worried you aren’t completely covered? Consider an umbrella insurance policy that extends your coverage. Give Keck Insurance a call today and we will help you find the best insurance and the most affordable prices for your situation.